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    <title>Dolio Blog</title>
    <link>https://dolio.org/blog</link>
    <description>Track shared costs with friends, roommates, and travel groups. See who owes what and settle up in seconds.</description>
    <language>en-us</language>
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      <title>Dolio for iPhone is on the App Store — and Android is in closed beta</title>
      <link>https://dolio.org/blog/dolio-ios-app-launch-android-beta</link>
      <guid>https://dolio.org/blog/dolio-ios-app-launch-android-beta</guid>
      <pubDate>Sun, 26 Jul 2026 09:26:30 GMT</pubDate>
      <description>Dolio&apos;s iOS app is live on the App Store as of July 21, 2026. Here&apos;s what shipped, what&apos;s in the Android closed beta, and how to join.</description>
      <content:encoded><![CDATA[<p>As of July 21, 2026, Dolio for iOS is live on the <a href="https://apps.apple.com/nl/app/dolio-split-expenses/id6787706940?l=en-GB">App Store</a>. It&#39;s the same Dolio you may know from the web — same account, same groups, every expense and balance in sync — now as a native iPhone app. And if you&#39;re on Android: the Android app is real, it&#39;s in closed beta on Google Play, and this post explains how to get in.</p>
<h2>What&#39;s in the iOS app</h2>
<p>Everything in Dolio&#39;s free plan, which is free forever — no expense caps, no group limits:</p>
<ul><li>Unlimited groups, members, and expenses</li><li>Every split type — equal, exact amounts, weighted shares, and <a href="/features/flexible-splitting">itemized splits</a></li><li>Multi-currency groups (around 12 currencies, including EUR, USD, and GBP) for travel and cross-border households</li><li><a href="/features/one-tap-settle">One-tap settle</a> with full history, plus transfer minimization so the group settles in as few payments as possible</li><li><a href="/features/invite-links">Invite links</a> and <a href="/features/ghost-participants">ghost participants</a> — so you can split with people who never install anything</li></ul>
<p>Pro is there too if you want it: <a href="/features/receipt-scanning">receipt scanning</a> — snap a receipt and let Dolio itemize and split it — plus spending analytics, at €2.49/month or a 7-day pass from €0.99.</p>
<h2>Android is in closed beta</h2>
<p>The Android app exists and runs the same feature set as iOS. We&#39;re testing it as a closed beta through Google Play before the public release. We&#39;re deliberately not promising a release date — the beta has to earn it first. One honest caveat for testers: Pro purchases aren&#39;t wired up in the Android beta yet, so the beta is effectively the (already unlimited) free plan.</p>
<h2>How to join the Android beta</h2>
<ol><li>Email <a href="mailto:support@dolio.org?subject=Android%20beta">support@dolio.org</a> with the subject &quot;Android beta&quot; from the Google account you use on your phone.</li><li>We add you to the tester group and reply with the Google Play opt-in link.</li><li>Install Dolio from Google Play like any other app. Updates arrive through Play automatically.</li></ol>
<p>The beta is free, and your account works across web, iOS, and the Android beta — anything you track today is already there on the next device you sign in on.</p>
<h2>Platform availability at a glance</h2>
<ul><li>Web — available at <a href="https://app.dolio.org">app.dolio.org</a>, no install required</li><li>iOS — released on the <a href="https://apps.apple.com/nl/app/dolio-split-expenses/id6787706940?l=en-GB">App Store</a> on July 21, 2026</li><li>Android — closed beta on Google Play; public release upcoming, date not yet announced</li></ul>
<p>We&#39;ll keep this page updated as availability changes. If you&#39;re still choosing an expense-splitting app, our dated, sourced comparisons — <a href="/compare/dolio-vs-splitwise">Dolio vs Splitwise</a> and <a href="/compare/dolio-vs-tricount">Dolio vs Tricount</a> — are the honest place to start.</p>
<h2>Questions about the launch</h2><h3>When will the Android app be publicly available?</h3><p>We haven&#39;t committed to a date. The closed beta on Google Play comes first; once it&#39;s stable we&#39;ll release publicly and update this page.</p><h3>Can I use Dolio on Android today?</h3><p>Yes — the web app at <a href="https://app.dolio.org">app.dolio.org</a> works in any mobile browser with no install. Your account and groups are the same everywhere, so everything you track on the web is already in place when the Android app reaches you.</p><h3>Does the Android beta cost anything?</h3><p>No. The beta is free, and Dolio&#39;s free plan is free everywhere. Pro is optional — and Pro purchases aren&#39;t available in the Android beta yet anyway.</p>]]></content:encoded>
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      <title>Spreadsheet or app for splitting expenses? An honest guide</title>
      <link>https://dolio.org/blog/split-expenses-app-vs-spreadsheet</link>
      <guid>https://dolio.org/blog/split-expenses-app-vs-spreadsheet</guid>
      <pubDate>Fri, 03 Jul 2026 00:00:00 GMT</pubDate>
      <description>Spreadsheets are free and flexible — until the group grows. See exactly where manual expense-splitting breaks down, and when a dedicated app earns its keep.</description>
      <content:encoded><![CDATA[<p>A shared spreadsheet is the default way most groups start splitting costs — it&#39;s free, everyone knows how to use one, and it bends to whatever you need. So the real question isn&#39;t “spreadsheet versus app.” It&#39;s about scale: how many people, how many expenses, and how often you settle up. Past a certain point the manual work stops being worth it.</p>
<p><strong>Key takeaways</strong></p><ul><li>For a couple of people and a handful of expenses, a spreadsheet is genuinely fine.</li><li>The pain starts with reconciliation: figuring out who owes whom, and updating everything after each payment.</li><li>The math a spreadsheet won&#39;t do for you is settling up in the fewest possible payments.</li><li>A dedicated app is worth it when the group grows, the trip is long, or you split unevenly.</li></ul>
<h2>Where a spreadsheet actually works fine</h2>
<p>Be honest about this before downloading anything. If two roommates split rent and a few bills down the middle, a spreadsheet is all you need — one column each, a running total, done. The same goes for a weekend where one person pays and everyone Venmos them back. Low volume, even splits, one payer: a sheet handles it without complaint.</p>
<p><strong>Rule of thumb</strong>: If you can hold the balances in your head, you don&#39;t need software. The moment you can&#39;t, that&#39;s the signal.</p>
<h2>Where spreadsheets start to hurt</h2>
<p>The trouble is reconciliation. Every time someone pays for something on behalf of the group, you create a little web of “who owes whom.” Spreadsheets record the expenses happily, but they don&#39;t untangle that web for you — you do, by hand, usually at the end of a trip when everyone just wants their money.</p>
<p>Picture four friends on a trip. Ana fronts €300 for the hotel; Ben fronts €300 for activities; Cara and Dan pay nothing up front. Split evenly, everyone&#39;s fair share is €150. Recorded naively, those two receipts create <strong>six separate IOUs</strong> — each of the other three owes Ana €75, and each of the other three owes Ben €75. Now try to settle that from a spreadsheet without doing arithmetic in your head.</p>
<h2>The settle-up math a spreadsheet won&#39;t do</h2>
<p>Here&#39;s the part almost no comparison mentions. Those six IOUs contain a lot of cancellation. Ana owes Ben €75 and Ben owes Ana €75 — that nets to zero. Once you cancel everything out, Cara owes €150 and Dan owes €150, and the whole trip settles in just two payments: Cara pays Ana, Dan pays Ben. Six tangled IOUs collapse into two transfers.</p>
<p>Working that out by hand for four people and two expenses is annoying but doable. For eight people and forty expenses it&#39;s a genuine chore, and it&#39;s exactly what <a href="/features/transfer-minimization">minimum-transfer settlement</a> does automatically: it nets everyone&#39;s balances and tells each person the single, smallest set of payments that clears the group. That&#39;s the calculation spreadsheets leave to you.</p>
<h2>What a dedicated app adds</h2>
<p>Beyond the settle-up math, an app removes the manual upkeep. In <em>Dolio</em> everyone adds their own expenses, balances update live, and there&#39;s no shared file to protect or accidentally overwrite. A few things that are awkward in a spreadsheet and simple in an app:</p>
<ul><li>Uneven splits — <a href="/features/flexible-splitting">equal, fixed amounts, or weighted shares</a> — without rebuilding a formula each time.</li><li>Including people who won&#39;t install anything, using <a href="/features/ghost-participants">ghost participants</a> that need no account.</li><li>Keeping a trip in <a href="/features/multi-currency">one currency per group</a> so the math stays clean.</li><li>Marking debts paid in one tap once someone settles, so balances never drift.</li></ul>
<p><strong>Coming to Dolio Pro</strong>: Receipt scanning is on the way for Dolio Pro — snap a photo and it reads the total and line items for you, so itemised bills don&#39;t mean manual typing. It isn&#39;t live yet.</p>
<h2>How to choose</h2>
<ol><li>Two or three people, even splits, low volume → a spreadsheet is fine.</li><li>Growing group, a long trip, or lots of expenses → an app saves the reconciliation work.</li><li>Uneven or weighted splits, or people without accounts → an app avoids fragile formulas.</li><li>You want one clear “who pays whom” at the end → let the app compute minimum transfers.</li></ol>
<h2>Frequently asked questions</h2><h3>Is a spreadsheet cheaper than an expense-splitting app?</h3><p>It can be — Google Sheets is free, and Dolio is free to use for everyday splitting too. The real cost of a spreadsheet is your time reconciling it, which grows with the group.</p><h3>Can Google Sheets split expenses automatically?</h3><p>It can total columns and compute shares if you build the formulas, but it won&#39;t net everyone&#39;s balances into the fewest payments — that reconciliation is still manual.</p><h3>Do splitting apps work for a one-off trip?</h3><p>Yes. Create a group for the trip, everyone adds expenses as they go, and settle up once at the end — then you never touch it again.</p><h3>What about people who refuse to install an app?</h3><p>You can still include them as ghost participants — placeholders with no account that you settle on their behalf.</p>
<p>If your group has outgrown the spreadsheet, that&#39;s the whole job Dolio is built for. <a href="https://dolio.org">Start a group</a> and let the settle-up math take care of itself.</p>]]></content:encoded>
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    <item>
      <title>Ghost participants: split with people who aren&apos;t in the app</title>
      <link>https://dolio.org/blog/ghost-participants-explained</link>
      <guid>https://dolio.org/blog/ghost-participants-explained</guid>
      <pubDate>Wed, 17 Jun 2026 00:00:00 GMT</pubDate>
      <description>Your cousin joined for one dinner and will never install a splitting app. Ghost participants let you include them anyway.</description>
      <content:encoded><![CDATA[<p>Not everyone at the table is going to install an app for a single meal. Ghost participants are placeholders you control — real people in the split, no account required.</p>
<h2>When to use one</h2>
<ul><li>A <strong>one-off guest</strong> who joined for a single expense.</li><li>Someone who prefers to settle in cash later.</li><li>A partner or child whose costs you cover but still want tracked.</li></ul>
<p><strong>Ghosts can&#39;t log in</strong>: A ghost participant has no account, so they can&#39;t see the group. You settle on their behalf when the time comes.</p>
<p>Read more in the <a href="/features/flexible-splitting">flexible splitting guide</a>.</p>]]></content:encoded>
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