Features
Everything Dolio does
Built for real life — trips, apartments, dinners, offices. Each feature works on web, iOS, and Android.
Ghost participants
Ghost participants let you split expenses with people who haven't signed up — your kids, an out-of-town friend, a temporary roommate. They can claim their identity later, or stay anonymous forever.
Learn more →Flexible splitting
Real-world splits aren't always 50/50. Dolio supports equal shares, fixed amounts per person, and weighted shares for when contributions are uneven.
Learn more →Auto-calculated debts
Dolio finds the minimum number of payments needed to clear every balance. No spreadsheets, no chains of payments — just the cleanest path to zero.
Learn more →One-tap settle
When someone pays you back, tap once. Dolio updates every balance, keeps a permanent settlement record, and recomputes who owes whom.
Learn more →Invite links
No email, no phone number, no friction. Send a link in any chat — when someone taps it, they're in the group.
Learn more →Multi-currency
Dolio supports EUR, USD, GBP, and dozens more. Each group has one currency — no confusing conversions, no rate disputes, just clean math.
Learn more →